Our products


FUND SIZE: EUR50 MILLION (On-balance sheet)


To assist SMEs and MIDCAP companies to access loan financing for CAPEX, medium and long term working capital.

Qualifying Criteria

  • Application must meet IDC and EIB mandated sectors;
  • Available to SME and MIDCAP companies. MIDCAP means companies that have up to 3000 employees (full time equivalent);
  • Funding provided for CAPEX and medium to long term working capital;
  • Final Beneficiary (company) and project location must be South African;
  • Total cost of a project must not exceed R450 million;
  • Only eligible to Autonomous Enterprises, where the enterprise does not hold 25% or more of the capital or voting rights in one or more other enterprises and no enterprise has a stake of 25% or more of its capital or voting rights;
  • Exempted Investors may hold up to 50% of the capital or voting rights but do not exercise a dominant influence. Exempted Investors are public investment corporations, venture capital companies and business angels, universities, non-profit research centers, institutional investors including regional development funds, autonomous local authorities with an annual budget of less than EUR10 million and fewer than 5 thousand inhabitants;
  • EIB approval required before drawn down of the Funds’ facility; and
  • Drawdown conditions apply.

Instruments and Pricing

  • Loans;
  • Minimum of R1 million and Maximum of R120 million per transaction;
  • Normal IDC Risk pricing less 0.3%; and
  • Aimed at transactions with longer repayment periods (8-12 years). Shorter periods may be considered on a case by case basis.

Contacts for more information

Call Centre: 086 069 3888
Email: callcentre@idc.co.za

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Our sectors

Our strategic business units work in three distinct areas: the services sector; within the mining and manufacturing sector; and in the agro-processing and new industries environment. MORE >

Our regional support

We make an impact across the country, helping develop new business, growing existing companies, boosting local economies and providing expertise wherever needed. MORE >

Annual report

Advancing Industrial Development covers our financial and non-financial strategy and performance aspects for 2015. MORE >

Our products

We offer a wide range of products from debt equity to providing working capital and equipment finance. MORE >

Our research

Stay informed and read our award-winning research reports, as our team keep tabs on the economic trends globally, regionally and locally. MORE >

Corporate responsibility

We are playing our part in improving the quality of life of all our communities, especially in rural and underdeveloped areas. MORE >

Doing business with us

This is your one-stop-shop where you can engage with us directly via our e-services. MORE >

Domestic Medium Term Note Programme

The Industrial Development Corporation of South Africa Ltd has established a ZAR15,000,000,000 Domestic Medium Term Note Programme (as amended and updated on 17 July 2012). You can read the memorandum here. MORE >

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